We are looking for a Loan Officer to evaluate, authorize approval or deny loan applications for people or for business. You will act as liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.

Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
• Οperate in compliance with laws and regulations and adhere to lending compliance guidelines

Requirements

• Proven working experience as a Loan Officer
• Familiarity with computers and banking applications/software
• Solid understanding of direct/indirect lending products and practices
• Excellent communication and interpersonal skills
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal oriented environment

The ideal candidate’s key performance areas will be:

All aspects of claims handling including:

• New claims registration
• Assess merits of claim in terms of policy wording
• Appointment of contractors/loss adjusters
• Authorisation / rejection of claims
• Requests for claims payments
• Liaison with brokers and service providers

Behavioural dimensions:

• Attention to detail
• Deadline orientated
• Strong admin skills with an ability to prioritise workload
• Good interpersonal skills
• Assertive

Candidate Requirements:

• Education: (not negotiable) Matric
• A minimum of 10 years’ commercial claims experience in the insurance industry
• Short-term Insurance qualifications will be an added advantage
• Being FAIS compliant will be an added advantage
• Fluency in English and Afrikaans
• Computer Literacy (MS Word, Outlook and Excel)

Remuneration:

Annual Cost to Company package inclusive of a performance-based bonus: Negotiable
Pension scheme and Group life insurance

To apply please email your CV to marc@cia.co.za

CIA is an award-winning underwriting management company specialising in building insurance.

Having set the benchmark for innovative insurance solutions and exceptional service since 1999, we have maintained our market leadership through on-going research and development of new products, cover and benefits for residential, commercial and industrial property owners.

CIA is underwritten by Compass Insurance Co. Limited (awarded an A + rating by Global Credit Ratings), a subsidiary of the Hannover Reinsurance Group -the third largest reinsurer in the world. CIA is part of the Lireas Holdings Group of companies, which in turn is a wholly owned subsidiary of the Hannover Reinsurance Group Africa Limited.

Commercial & Industrial Acceptances (Pty) Ltd Registration No: 2000/019340/07 is an authorised Financial Services Provider No: 13890 acting as an Underwriting Managing Agent for Compass Insurance Company Limited Registration No: 1994/003010/06 Compass’s Financial Services Provider No: 12148

Location:                                 Sinosteel Plaza, Johannesburg

Reference:                               MIR-INVADMINJHBJan2021

Contract Type:                      Permanent

Seniority Level:                    Junior/Entry-level

Appointment Date:            1 February 2021 or as soon as possible thereafter

Remuneration:                    Market related

Our Company, a service provider to the Financial Services Industry has a permanent position available at our Examination Centre in Sinosteel Plaza, Sandton, Johannesburg.

The main purpose of this position is to host the different types of Exams/Assessments/Workshops (paper and online format) offered by Moonstone within a secured environment according to the rules and regulations as stipulated by the FSCA and CHE/QCTO/INSETA (Quality Assurance Bodies).

Job Specification

• Hosting of different types of Exams/Assessments/Workshops within a secured environment
• Providing support to the examination process i.e:
  • efficient administration of examinations/assessments/workshops (paper and online format)
  • preparation of candidate/delegate entry
  • briefing of candidates
  • candidate invigilation (maintaining the proper conduct of a particular examination in accordance with the relevant exam regulations)
  • distribution of examination materials
  • the collection of the examinations.

Minimum Requirements

• Matric and/or Relevant Tertiary qualification
• Experience working or studying in a higher education environment is advantageous
• 5 years’+ experience in an office administration related role
• Knowledge and experience of relevant software applications – Intermediate experience in Microsoft Office Suite, Windows applications (for example Teams), Internet and e-mail
• Fully Bilingual (English & Afrikaans) – Proficient in spelling, punctuation, grammar and other English/Afrikaans language skills.

Skills, Competencies & Personality traits

• Ability to organize, prioritize and manage workload in order to meet deadlines
• Ability to demonstrate excellent problem-solving skill with the day-to-day challenges
• Ability to be methodical, detail-oriented and maintain a high level of accuracy
• Ability to communicate effectively both orally (briefing groups) and in writing
• Ability to establish and maintain co-operative and positive working relationships with management and team members
• Ability to take ownership of all administration procedures and identify areas of improvement
• Ability to work under pressure
• Ability to demonstrate excellent interpersonal skills with high focus on client service
• Ability to demonstrate excellent time management skills

The successful candidate must be able to conduct him/herself in a professional manner at all times. The individual must have the ability to interact with clients and communicate effectively as well as be reliable and trustworthy.

Please note: Preference will be given to AA / EE applicants

When submitting your application, please ensure to include the following:

• Cover letter (please outline your interest and how you will be a good fit for this position)
• Resume
• Qualifications
• Salary expectations

Closing date for applications: 28 January 2021

Only suitable applicants will be contacted. Should you have not received a response by 5 February 2021, please consider your application unsuccessful.

RESPONSIBILITIES
• Marketing of insurance products to clients
• Preparing a marketing plan in conjunction with management
• Preparing and presenting quotations to clients
• Document and maintain all new business records
• Obtain necessary documentation to effect new business, endorsements and renewals
• Obtain rates from insurers for renewals, endorsements and new business
• Handle and attend to all queries from clients
• Deal with cancellations from clients and ascertain reasons for cancellation.
• Determination of the renewal terms and amendments on all commercial short- term insurance business taking the client profile and segmentation into account
• Preparation of broker feedback on all renewal actions as well as the generation of the amended schedules.
• Maintaining of client records – keeping all relevant policy records and correspondence up to date in client files
• Regular communication with clients
• Strategise and implement marketing drives

SKILLS AND EXPERIENCE REQUIRED
• Minimum of Matric or equivalent thereof – E.g. NQ Level 4
• RE 5 qualification
• A minimum of 60 Commercial FAIS credits
• A minimum of 3 – 5 years experience in commercial insurance sales
• Candidates with relevant degree preferred

KEY COMPETENCIES REQUIRED
• Effective communication – verbal and written
• Ability to build relationships with clients and service providers
• Ability to close sales
• Knowledgeable in social media marketing
• Customer centric
• Ability to see the bigger picture
• Good interpersonal skills
• Ability to lead in a constantly changing environment
• Ability to work in a team

Integricall Insurance Brokers is looking for Short Term Insurance Sales Consultants / Financial Advisors for Randburg (8) and Durban (8)

Requirements

– Matric / Grade 12
– FAIS Credits
– RE5 depending on your DOFA
– Sales background
– Honesty and Integrity
– Insurance background

What Do We Offer?

– Basic Salary
– Commission
– Incentives
– Funeral Cover

Send your detailed CV to : jacky@integricall.co.za and peterk@integricall.co.za

You may contact us

Jacky Aphane @ 010 590 5643 / 083 477 4226 (Durban)

Peter Kamoyo @ 011 869 2266 / 067 249 2650 (Randburg)

DOMESTIC UNDERWRITING – COOKE FULLER GROUP – KLOOF AREA

The ideal candidate should be an assertive, deadline orientated individual with strong administration and good interpersonal skills.

Requirements: Matric; minimum 5 years’ experience in the Short-term Insurance sector; computer literacy (MS Word, Outlook and Excel); must be FAIS qualified with RE completed.

Responsibilities and duties will include but are not limited to:
– Quotations
– Issuing of new business
– Processing policy endorsements
– Monthly / Annual renewal processes

Please submit CV to greg@cookefuller.co.za

COOKE FULLER GROUP – KLOOF

Cooke Fuller Group based in Kloof KZN has a vacancy for a junior Short-Term Insurance Accounts Executive/Broker.

Experience and Minimum Requirements:

• Gr12 (Matric).
  FAIS Compliant.
  5 years External Broking experience – Domestic & Commercial Lines.
  Own Transport essential.
  Worked in Broker environment – minimum 2 years.

 

Skills and Competencies:

• Team player.
  Self-driven and able to work both independently and within the Company policy and standards framework.
  Good communication and interpersonal skills.
  Policy, Product and System Knowledge.
  Self-Driven in terms of planning, organising and follow up.

 

• Key Performance Areas:
  Client Base – maintain & grow a profitable client base – renewals/new business, FAIS Compliance documentation.
  Underwriting – provide effective instructions and paper work to underwriting support staff.
  Claims – turnaround times, communication with claims support staff.

 

Please submit a brief CV to greg@cookefuller.co.za

 

Global & Local is looking for a highly capable person who can grow with the company in the role of an Investment Analyst/Para Planner.

Minimum 3 years experience is required.

Candidates are required to supply all the relevant documentation (CV & copies of qualifications) with their applications.

The incumbent will be required to be skilled in the following:

• Microsoft office efficiency.
• Telephone etiquette.
• Flexibility and adaptability.
• Good oral and written communication skills.
• Ability to be proactive and take initiative.
• Tact and diplomacy, attention to detail.
• Working under pressure.

Responsibilities

• Engaging with various fund managers to determine if their underlying funds are suitable for client investments. A proper due diligence will need to be compiled for the relevant funds and you need to able to motivate as to why the fund would be suitable.
• Managing of asset allocation in the underlying fund recommendations to determine if these are suitable/adaptable for changing market conditions.
• Monitoring of the performance of the recommended funds to ensure clients are receiving a suitable return on their investments.
• Strong knowledge of investment solutions both locally and globally.
• Keeping up with legislative changes to ensure clients investments are always compliant. Eg, Regulation 28.
• Assisting the managing director with responding to client queries in a professional and timeously manner.
• Providing support to administration department on any queries which may arise, this could be queries from clients or product providers.
• Ensuring that we are receiving the appropriate level of service from the various product providers which in turn would mean providing a good service to potential clients.
• Generating of analysis reports which can be used by Financial Advisors when they go and meet clients.
• Writing of proposals for new and existing clients to ensure that the organisation complies with the relevant legislation (FAIS Act, General Code of Conduct, etc.)
• Analyse financial information obtained from clients to determine strategies, design products, and recommend solutions to help clients meet their financial planning objectives with regards to personal wealth portfolios, retirement planning, estate planning, etc.
• Reviewing and responding to clients changing needs and financial circumstances be creating and implementing an ongoing service plan to ensure client portfolios are regularly monitored and relevant modification timeously executed.
• Protect, secure, and grow clients’ wealth by providing independent, expert financial advice, retirement planning, estate planning and tax planning.
• Providing investment opportunities across a broad spectrum of regulated products.
• Monitor financial markets trends to ensure that plans are effective, and to identify and necessary updates.

Requirements

• Tertiary Qualification essential.
• Financial Planning Qualifications RE5 is essential.
• Financial Planning experience will be advantageous.
• Customer centric & Result driven,
• Clear credit record with no criminal record.
• Effective planning, organising and time management skills.

 

All applications must be emailed with the subject line #Analyst. to info@globallocal.co.za

Moonstone Information Refinery is looking for a creative Digital Multi-Media Specialist / Graphic Designer with strong experience designing for multiple mediums including print, web and social media.

The ideal candidate should possess an eye for compelling conceptual design with outstanding graphic design skills and have knowledge of HTML/CSS. This position would work closely with the Marketing and Communications Team on numerous projects.

Duties and responsibilities

• Work with the team to produce and deliver various high quality, design-savvy print and web design collateral (graphics, page layouts, email campaigns, etc.) in accordance with the requirements of a given project or task
• Present and articulate the rationale for design solutions based on best practices and current industry standards
• Collaborate closely with the Marketing and Web Development teams to ensure that designs push the envelope yet are technically feasible
• Create and maintain design assets for existing websites, and Print Media
• Work with the Team to design and deploy email campaigns based on best practices that adhere to our brand style guidelines
• Troubleshoot and ensure quality of final output of projects
• Provide on time delivery of web content for fast-paced project releases
• Collaborate with design agencies as needed to support their design requests
• Update and promote all social media networks and outlets
• Responsible for daily content on social media pages including multiple Facebook pages
• Make sure that all content is proof read and checked for typographical and grammatical errors
• Present reports at Weekly Marketing Meetings
• Assist with website changes and ensure work is done quickly and accurately
• Other tasks as assigned by the head of department.

When submitting your application, please ensure to include the following:

• Cover letter (Please describe your specific interest in this position and your interest in working for our company)
• Resume
• Salary expectations
• Notice period
• Links to your online portfolio site.

Minimum skills requirements

• Graphic design related qualification (NQF7) or any other relevant courses
• Three+years of graphic design/web design experience
• Creativity and focus on quality are essential for all deliverables
• Solid knowledge of industry basic principles and a passion for emerging web technologies
• Experience in building front-end web pages using HTML and CSS
• Familiarity with best practices for creating email campaigns for all browsers, platforms, etc.
• Detail-oriented and organised with the ability to manage requirements and schedules across multiple projects
• Ability to scope and specify project requirements
• Eager to learn, super multi-tasking skills and thrive in a fast-paced entrepreneurial environment
• Excellent oral and written communication skills
• Experience in working with an outsourced web development team, video editing (Camtasia, Adobe Premiere, etc.) and designing mobile applications is a plus

Technical skills requirements

• Applications: Adobe Creative Suite (Photoshop, Illustrator, InDesign, XD prototyping) or sketch
• Technologies: HTML5 and CSS
• Email Campaign Tools (e.g. MailChimp, Rocket Mailer)
• Content Management Systems such as WordPress and Social media management platforms such as Buffer

Please note: Preference will be given to AA/EE applicants

Only suitable applicants will be contacted. Should you have not received a request for interview by 30 October 2020, please consider your application unsuccessful.

Company Description

Moonstone is a people`s business operating in the financial services industry. We are an uncompromised and independent provider of services to financial service providers. We employ the latest technology, processes and solutions to provide an unparalleled level of service.

As a vastly experienced player in the industry, we add value to your practice by providing essential services to all levels of financial advisors, assisting them to grow their businesses and benefit from improved practice management. Our comprehensive compliance service, for instance, also includes assistance with licensing, risk management and training.

Moonstone is now also the regulatory examination body of choice for most candidates.