Portfolio Manager Consumer Lending role is based within Financial Services.

As part of the broader Vodacom Financial Services strategy, the incumbent will need to develop a portfolio of lending products, manage them through the stages of the Consumer Lending products life cycle as well as:

• Keep pace with the latest in industry & technology developments as well as the broader regulatory environment
• Foster broader collaboration with Vodacom Consumer units, ensuring the payments and remittances complement and leverage Vodacom core telco offering
• Improve the overall revenue contribution and performance of lending products to the Consumer Business Unit

Your responsibilities will include:

• Management of the existing Airtime Advance Product, maximising growth of the existing business whilst maintaining key metrics around customer ARPU accretion, loss ratios and customer churn
• Continue to develop and innovate the existing Airtime Advance proposition
• Utilisation of Airtime Advance analytics as a launch pad for additional lending propositions which will be developed as part of a compelling consumer offering
• Development of the Consumer lending marketplace proposition which will span multiple segments from Consumer enterprise
• Developing all relevant documentation, providing inputs and evaluation for financial business cases, defining business rules and working with customer experience teams to define and refine existing and new customer journeys
• To do revenue projections and forecasts for revenue and analyse and identify shortfalls and areas of improvement
• On-going innovation and product development based on Consumer units , market trends and also historical data and performance
• Provide insights to the broader team around innovations and developments within the Consumer Lending and Fintech industry
• To regularly review launched products to ensure the performance is in line with initial assumptions and implement corrective measures if needed and also look at how to improve/enhance products
• Keep track of competitor launches and take measures to mitigate risks
• Monthly product presentations for an audience consisting of managing executives and senior management

The ideal candidate for this role will have:

• Matric essential
• Relevant 3 year Business degree essential.
• Minimum of 8 years experience within the Consumer Lending industry is essential
• Prior Consumer lending product design and development experience is essential
• A detailed knowledge understanding of a the fast paced unsecured lending industry is essential

The base location for this role is, Corporate Park, Midrand

The Company’s approved Employment Equity Plan and Targets will be considered as part of the recruitment process. As an Equal Opportunities employer, we actively encourage and welcome people with various disabilities to apply.

Vodacom is committed to an organisational culture that recognises, appreciates and values diversity & inclusion.

 

GTC, one of South Africa’s leading advisory practices (formerly Grant Thornton Capital) has a vacancy for a Junior compliance and legal officer. This position is a Johannesburg based position.

To provide key investment compliance monitoring expertise to supporting a diversified financial service offering including investment management, wealth management, and retirement fund solutions. The main purpose of this position is to manage and monitor an integrated approach to risk and compliance in the organization which balances the need to protect the organisation, to enhance performance and to drive value creation.

Key responsibilities

• Legal
  • Ensure appropriate legal review of contracts and solicit external legal advice as required.
  • Monitor, report and recommend on all open legal issues involving the
  • Management and monitoring of legal and service level agreements
  • Manage external legal

• Responsibility for compliance with the requirements of REG28, REG30, LTIA, CISCA and other relevant industry legislation
• Includes monitoring compliance, documenting findings and reporting findings to management
• Responsibility for all Investment Compliance Monitoring which will require knowledge of
  • The relative Board Notices of the Collective Investment Schemes Act
  • Pension Fund Act: Regulation 28
  • Medical Aid Schemes Act: Regulation 30 (monitoring and issuing certificates)
  • Long Term Insurance Act
  • Segregated Mandate Compliance
  • ASISA Standards & Guidelines
• Assisting with ASISA & FSB quarterly reporting
• Investigating breaches from the Trustees
• Interpretation of legislation, standards and Client Mandates. Coding of rules in compliance systems
• Responsibility for liaison with Regulators
• Compliance Static Data Management

General

• Monitor compliance to legislation and regulations
• Inform management of new legislation and regulations and arrange information sessions or training if needed
• Compile and manage compliance Framework
• Manage Fraud Prevention Strategy
• Co-ordination and review of company statutory compliance including:
  • Company records
  • Health and safety
  • Employment equity
  • BEE
  • Must take responsibility for own training and education on
  • Adhoc task as

Skills and experience required

• A strong interest in continuing a career in Investment
• Relevant tertiary
• Preference will be given to a candidate with a legal qualification
• Certificate in Compliance Management would be an advantage
• A Compliance qualification will be an advantage
• Strong working knowledge of financial markets and financial securities/investments.
• Strong numeracy
• 3 – 5 years in corporate compliance experience in the financial services industry
• Knowledge of CISCA, FAIS, FICA, Insurance Acts and Pension Fund Acts
• Money Laundering Laws
• Report writing
• Proficient working knowledge of MS Office (Word, Excel Advanced, PowerPoint, Outlook)

Personal attributes

• Highly organised and good time management
• Accuracy and attention to detail is of the utmost importance
• Keen interest to learn and develop in the role. Self-starter who is self-driven and self- directed
• Strong work ethic
• Honesty and integrity
• System Exposure
• Ability to work independently
• Professional
• Time management, planning and prioritisation skills
• Ability to cope well under pressure
• Proactive
• Deadline driven

Required documents: CV, ID and certificates

Email address: recruitment@gtc.co.za

Reference number 548785 when submitting your application

Employee Benefit Specialist for a Financial Services Group

Job Description

We are a large financial services group currently looking to employ an Employee Benefit Specialist within the financial services industry. The candidate should have a credible track record, client engagement and interpersonal skills to join our dynamic teams. As an Employee Benefit Specialist, you will be accustomed to develop and maintain effective business relationships with various clients within the corporate industry.

Qualifications, experience, skills and personal qualities

Desired Experience and Qualification

• A Grade 12 certificate/Senior certificate with 3 years proven experience in the employee benefit industry,
• Knowledge of SA Government products and services would be an advantage,
• RE5 certificate would be advantageous or a FAIS qualification would be advantageous,
• Financial qualification would be advantageous,
• Computer literacy that would include a good working knowledge of Microsoft Office products,
• Clear credit record,
• Clear criminal record.

The purpose of an Employee Benefit Specialist is:

• Administering benefit programs for any organisations,
• To build meaningful relationships with its clients,
• To ensure that all new and existing clients are efficiently serviced when it comes to all their employee’s benefits within the organisation,
• Monitoring government regulation, legislation and benefits trends pertaining to all benefit programs i.e. provident fund, retirement plans, health schemes, leave policies, wellness programs, insurance policies, vehicle policies, retention etc.

What is expected of you

• Administering the corporate benefit programs,
• Work promptly and efficiently,
• Meet deadlines when it comes to reports,
• Ensure good and meaningful relationships with existing as well as new clients,
• Be accountable, innovative, excellent, honest and diverse within your role.

Core duties

• Developing and maintaining strong working relationships,
• Handling face to face enquiries received effectively,
• Responding to emails, faxes, queries within allocated time frames,
• Informing all clients if there are any changes to any benefits within the company,
• Recommend improvements based on data analyses,
• Evaluation of all policies pertaining to the benefits of the clients,
• Excellent communicator and listener with a good command of English/Afrikaans,
• Customer service mindset,
• Able to interact with clients efficiently,
• Good organisational skills,
• Energetic with a positive and friendly attitude,
• Professional and presentable,
• Able to communicate effectively and be approachable,
• Reliable transport and a valid driver’s licence.

Remuneration

Market related and Negotiable.

Commencement date

As soon as possible.

Astute FS provides tailor-made solutions to both individuals and businesses for comprehensive financial cover, whether life, health, wealth or investments, we can assist in growing a viable portfolio. Our industry experience enables us to engage clients on a very personal level, permitting us to work closely with them and creating flexible solutions for their current needs and future growth.

An opportunity for a career-driven individual with exceptional communication skill, strong sales and business management experience background to establish your own successful practice with full training, mentorship and support.

Offices conveniently situated on Durban’s popular Florida Road for ease to both advisors and clients.

Job Description:

• Flexible working hours
• Opportunity to join a well-established, secure and reputable brand
• Personal consultations with private and business clients to provide them with financial planning advice and solutions
• Advise clients with regards to their risk, investment, medical cover, retirement planning and other needs in accordance with each individual profile
• Manage, grow and retain relationships with clients on an ongoing basis

Minimum Requirements:

• RE and FAIS Qualification
• 2 years industry experience
• 120 Credits
• Own vehicle and laptop

Added Benefits:

• Tax saving incentives
• Performance bonuses
• Leads to be provided

 

CVs may be emailed to info@astutefs.co.za

GIB Financial Services are looking for Independent Financial Advisors

Commission only – what we offer

1.  Untapped opportunities
2. Excellent infrastructure
3. Partnering environment
4. GIB is prepared to negotiate a loan for initial period of 3 months in order for the incumbent to set-up and obtain business.
5. Group Risk Benefits, Medical Aid & Provident Fund will be available to the successful candidate.

Personal Attributes:

• Well organized with the ability to manage time effectively while managing multiple priorities
• Ability to influence people
• Commitment to professionalism, honesty and a strong work ethic
• Strong knowledge of investment products
• Ability to work independently as well as function as part of a team
• Proficient computer skills, especially Microsoft Office application
• An ability to survive on inconsistent earnings

Qualifications:

• Completed University degree with a focus on finance or related topics; or
• CFP; and
• Completed FSB Regulatory Exams

Job requirements:

• Contacting clients and setting up meetings
• Conducting in-depth reviews of clients’ financial circumstances, current provision and future aims
• Analysing information and preparing plans best suited to individual clients’ requirements
• Completing risk analyses
• Researching the marketplace and providing clients with information on new and existing products and services
• Designing financial strategies
• Assisting clients to make informed decisions
• Researching information from various sources, including providers of financial products
• Reviewing and responding to clients changing needs and financial circumstances
• Promoting and selling financial products to meet given or negotiated sales targets
• Negotiating with product suppliers for the best possible rates
• Liaising with financial services providers
• Keeping up to date with financial products and legislation
• Contacting clients with news of new financial products or changes to legislation that may affect their savings and investments
• Meeting the regulatory aspects of the role, e.g. requirements for disclosure, costs of the services provided and also the advised products
• Comply with all industry rules and regulations by maintaining proper FAIS documentation and following preset guidelines established by Compliance Officer and management

Soft Skills required

Active Listening: You must be able to listen to and understand your clients’ financial goals

Critical Thinking: To figure out how to help your clients meet their goals, you need to evaluate all the data available

Verbal Communication: You must be able to clearly explain the financial services you can provide to potential clients

Service Orientation: A genuine desire to help people plan for the future

If you are interested to apply, please send your cv through to Diana Simpson, diana@gib.co.za;

Associated Insurance Brokers (Cape) is a well established and progressive short term insurance brokerage with a national footprint. Our head office is located in Cape Town’s Northern Suburbs.

We are strategically positioned for exponential growth and are looking for self-driven individuals who have an appetite for challenges, are passionate about short term insurance and are dedicated to outstanding customer service. Essential qualities include being able to handle pressure and to work well with others (particularly those in your team). The position is that of a Domestic Underwriter in our Domestic Underwriting Division.

We offer commensurate and competitive remuneration packages and a dynamic working environment.

Minimum requirements are:

Three years underwriting experience in Domestic Lines insurance, ideally in a broker environment
Passed RE 5 exams
Must be registered as a “Representative” without Supervision (in terms of FAIS).
Meet all FAIS Fit & Proper requirements

Introduction

We are a large financial group currently employing experienced broker consultant with a strong Investment background, credible track record, client engagement and interpersonal skills to join our dynamic teams. As a Broker Consultant, you will be accustomed to developing and maintaining effective business relationships with advisors and delivering a proactive service that enhances the image of the company and contributes to the growth and profitability of the Retail business unit.

Purpose

The business consultant (BC) crafts passionate, energetic and meaningful partnerships with independent financial advisers (IFAs) that will stand the test of time. Product, market and sales intelligence will set them apart from their counterparts. The BC/IFA relationship will be strengthened by first class service, business analysis and continuous improvement of the IFA’s business.

What is expected of you

• Achieve and/or exceed the minimum production targets,
• Achieve and/or exceed the minimum productive IFAs required,
• Analyse, monitor and/or increase prescribed weekly activities to exceed sales targets,
• Ensure long-lasting, deep and meaningful relationships with the IFA, and
• Be accountable, innovative, excellent, honest, diverse and influential in your business dealings.

Duties and Responsibilities

• Developing and maintaining strong working relationships with advisors
• Following up on advisor requests and queries in a timely manner and ensuring service standards are met
• Presenting to advisors the benefits of the Company’s offering
• Finding and exploiting new business opportunities
• Liaising with internal departments to ensure that excellent customer service standards can be met
• Keeping up to date with competitor products and service offerings
• Participating in proactive sales and marketing initiatives

Desired Experience and Qualification

• NQF 5 (120 Credits)
• Minimum of 2 years’ experience working within a business development/sales role within financial services; advisor consulting experience in an investment company or insurance house would be preferable evidence of this experience will be proven by supplying at least 2 independent referrals.
• RE5
• Ability to work in a team
• Computer literacy
• FAIS Fit and Proper status will be taken into account when measuring minimum requirements of candidates
• Clear credit record
• Clear criminal record

Key Competencies

• Excellent communicator and listener with a good command of English/Afrikaans
• Customer service mind-set
• Able to interact with clients effectively
• Good organisational skills
• Energetic with a positive and friendly attitude
• Professional and presentable
• Experienced negotiator
• Reliable transport and a valid driver’s licence

Package and Remuneration

Basic salary and commission

CLAIMS POSITION – COOKE FULLER GROUP – KLOOF AREA

The ideal candidate should be an experienced, assertive individual with strong administration and good interpersonal skills.

Requirements: Matric; minimum 5 years’ experience in Commercial and Personal claims; Must be FAIS qualified in both commercial and personal lines with the necessary Regulatory Exams already completed.

Responsibilities and duties will include but are not limited to:

Personal and Commercial Claims
Appointing of Assessors
Authorizing repairs/replacements
Liaising with clients/relevant service providers
Candidate must be able to communicate effectively, handle pressure and meet strict deadlines
Own transport preferable

email CV to greg@cookefuller.co.za

Pioneer Insurance Consultants is looking for motivated &target driven Insurance Sales Consultants.

This is your chance to work for a debt review company in South Africa with limitless growth opportunities.

Minimum requirements :

• Matric
• Computer literate
• Minimum 1-year of sales experience
• Ability to work in a team
• Fluent in English, Zulu, Sesotho
• Good telephone skills
• Target driven
• Data capturing
• Willingness to learn
• RE qualification advantageous

Closing date is 06 September 2019.

Send your cv to cvs@pioneerds.co.za

GTC, one of South Africa’s leading advisory practices (formerly Grant Thornton Capital) has several vacancies for wealth managers. As a consequence of the counselling requirements of Section 36 of the Pension Funds Act, GTC is required to provide financial advice to numerous members on an ongoing basis. These positions could be held in any of the GTC offices around the country and would accommodate financial planners with varying degrees of experience and expertise.

Key responsibilities

• New business development
  • Provide financial advice and conclude new business from various sources, primarily from leads generated from GTC’s retirement benefit counselling programme whereby members have requested that they are contacted to receive advice regarding their retirement benefit.
  • Target market with investors with a capital base of between R1 million and R10 million Rand.

Secondary responsibilities

• Client servicing
  The role is envisaged to be primarily focussed on the new business development, however, there will be some obligations to service existing clients. These obligations will include:
  • Protect, secure and grow clients’ wealth by providing independent, expert financial planning
    advice.
  • Consult to and service the portfolio of clients.
  • Adopt a holistic approach to managing long term relationships with clients.
  • Develop and deliver the agreed business targets whilst remaining compliant and meeting clients’ needs.
  • Retain current clients.
  • Client servicing is undertaken in strict accordance with GTC’s house view and internal policies.

• FAIS compliance
  • Adherence to FAIS, FICA and all other relevant legislation is, of course obligatory. Communication requirements
  • GTC conducts business primarily in English and an advanced understanding and use of English in all forms of communication is essential.
  • Liaison with all internal support departments within the designated GTC internal processes
    to ensure service delivery.
  • Most sales opportunities will be created in the first instance through telephone dialogue. An appropriate telephone manner is therefore a pre-requisite.

• Activity management
  • Complete, validate and sign-off on daily tasks within GTC’s in-house Workflow system. Monitor activity progress.
  • Management escalation.

Skills and experience required

• Matric with Higher Grade Maths with a minimum C symbol.
• Category 1 registered with the FSCA.
• 3 years of financial planning and wealth management experience with a sound knowledge of current retirement legislation.
• Financial / Commercially qualified graduate.
• FSCA (FSB) Regulatory Exam Level 1 and 5.
• Intermediate/Advanced knowledge of MS Office (Word, Excel, PowerPoint, Outlook).
• Advanced and proven sales, presentation, negotiation and communication skills.
• Whilst strongly sales orientated, the job equally requires adherence to Workflow and administrative responsibilities.
• Strong analytical and problem-solving abilities.
• Self-management with the ability to work under pressure, within a defined compliance framework.

Personal attributes

• Customer and results focussed.
• Sales and service.
• Deadline adherence.
• ‘Self-starter’ with a high level of energy.
• Time management.
• Professional at all levels.
• Ability to investigate, analyse, reconcile and solve problems. Ability to cope well under pressure.
• Well-groomed, professional presentation.
• Uncompromising commitment to the client.
• Honesty and integrity.

Remuneration

Three tiers of salary are negotiable together with commensurate levels of commission based on the securing of new business, which is primarily based on the securing of investments.

Office hours

The success of this sales position will be largely determined by the successful applicant. Accordingly, working hours are more relevant than office hours and this too will be largely determined by this person. Forty working hours per week is the minimum expected. Actual time spent in the office in this time will be negotiable depending on the applicant.
GTC’s conventional office hours are between 08:00 and 17:00.

Required documents: CV, ID and certificates

recruitment@gtc.co.za

Please quote reference number 820817 when submitting your application