Duties & Responsibilities

1. Analyze and assess clients’ financial situations, goals, and risk tolerance to develop personalized financial strategies.
2. Get to know your clients on a personal level, understanding the client’s personal situation and needs, financial goals and future life plans.
3. Create a unique Financial Plan to help our clients in areas that cover investments, insurance and retirement planning, thus creating wealth and financial peace-of-mind
4. Provide comprehensive financial planning and investment advice to clients.
5. Build and maintain strong client relationships through effective communication and trust-building.
6. Stay abreast of market trends, economic developments, and financial products to provide informed and strategic advice.
7. Collaborate with internal teams to deliver a seamless and exceptional client experience.

Desired Experience & Qualification

1. Matric
2. Bachelor’s Degree in Finance or related field will be advantageous
3. RE 5
4. Minimum of 2 to 3 years of experience as a Financial Advisor
5. Proven track record of meeting and exceeding sales targets.
6. Strong knowledge of financial planning, investment products, and market trends.
7. Excellent interpersonal and communication skills.

MANDATORY

• Clear criminal and ITC records.
• Own vehicle
• Valid driver’s license
• Laptop and mobile phone

Value Proposition by Morebo

We’re here to empower you in achieving your career aspirations and realizing your dreams. Through top-notch training and unwavering support, we’re dedicated to nurturing your growth and helping you unlock your full potential. Our core values drive everything we do, placing our customers and employees at the forefront. Diversity and inclusion are not just buzzwords for us; they’re integral to our vision for a brighter future across all our business clusters.

Non BEE/ AA Position

• Centralized Admin Hub’s assistance
• Secure Business IT Systems (Elite Wealth / VOX Telephone and Network)
• Office Environment (Desk, chair, telephone, printing, internet)
• Marketing and Branding
• Training, Support & Mentorship
• Practice building and skills development

If you have not received a response from us by 17 June 2024, your application has most likely been unsuccessful.

Join the MUA Team as Head of Commercial – Non-Life Insurance

Are you ready to lead and innovate in the dynamic world of non-life insurance? MUA Insurance Acceptances is seeking a driven and strategic Head of Commercial to spearhead sales growth, product development, and operational excellence.

Key Responsibilities:

Business Development: Drive the development of tailored insurance products and communicate their value to brokers. Identify and pursue new sales opportunities, expanding our client base while staying ahead of market trends.
Sales Leadership: Develop strategic sales plans, build a motivated sales team, and foster key broker relationships to secure new business and ensure profitability.
Product Design and Development: Oversee the creation of innovative insurance products, collaborating with teams to launch enhancements that meet evolving customer needs.
Operational Organization: Streamline workflows, implement best practices, and ensure seamless operations across the commercial division.

Qualifications and Experience:

• Bachelor’s degree in Business Administration, Marketing, or related field (MBA preferred).
• Proven success in commercial leadership roles within non-life insurance, i.e. a minimum of ten (10) years’ experience.
• Strong interpersonal and sales skills with a deep understanding of insurance products.
• Exceptional leadership abilities, strategic thinking, and communication skills.
  Additional Requirements:
• FSCA registration as a representative and key individual for non-life Personal and Commercial lines (DOFA to confirm same).
• Experience with insurance software and willingness to travel.

Why Join Us:

This is an exciting opportunity to shape the future of our non-life insurance business. You’ll lead a talented team, drive strategic growth initiatives, and make a significant impact on our success.

Apply Now: Join us and take your career to the next level in insurance leadership. Together, let’s innovate and excel in the commercial insurance landscape.

This position will be based in Johannesburg.

If you are interested in applying, please submit your latest CV, copies of full qualification documents and DOFA document to: careers@mua.co.za

Are you an experienced sales professional ready to embark on an exciting journey in the realm of the Insurance Industry? We’re actively seeking motivated and results-driven individuals to join our team as a Broker/Underwriter. In this dynamic role, you’ll be proactively seeking and connecting with potential customers. If you have a passion for sales and thrive in a fast-paced environment, we want you on our team!

As an experienced Broker/Underwriter, your mission and responsibilities are to:

• Procure new business and retain existing clients: Utilize your expertise to uncover new opportunities and create fresh leads to support our product lines and business units.
• Initiate Outbound Calls: Fearless and persuasive, you’ll make proactive calls to introduce potential customers to our products and services, converting interest into sales.
• Build and Nurture strong Client Relationships: Every interaction is a chance to create strong and lasting connections. Delivering exceptional customer service is your mantra, ensuring customers are not just satisfied but delighted with our offerings. Interact with the Employer’s client’s customers ad deal with client’s enquiries.
• CRM Maintenance: Keep our CRM system up to date by effectively using the software for every customer interaction, an essential tool in fine-tuning our sales strategies and generating new business. Increase policy value and coverage by upselling and advising clients using the CRM software and remain self-skilled with all software.
• Exceed Pipeline & Collections Targets: Your primary goal is to surpass sales targets, both in building a robust sales pipeline and in achieving collections, significantly contributing to our success.
• Stay Ahead of the Game: Keep a watchful eye on industry competitors, emerging products, and market conditions to stay a step ahead and tailor our offerings to meet customers’ specific needs.
• Weekly Reporting: Regularly update your line manager with insights and sales progress. Your reports are the foundation of our sales strategy optimization.
• Assist with obtaining quotes from insurers, execute endorsements, cancellations, anniversaries, and all other related admin functions.
• Meet all fiduciary duties and compliance as determined by the FSB, Short Term Insurance Act and any other legislative act affecting a Financial Service Provider including FICA.
• Facilitate and assist with compliance audits and inspections.
• Client Procurement: Maintain existing business by quoting, upselling, maintaining social media platforms, co-ordinate marketing functions, attending social functions to network, assist with mail campaigns, on site visits and to focus on Hospitality sectors.
• Administration and Underwriting: Ensure all information is accurate on all forms and files with the most important criteria being the necessary cover required in place on the closings, circulate complete closings/proposal forms to Insurance companies with full disclosures, FAIS documentation and written record of advice given, claims history and underwriting, letters of introduction and service level agreements with complete transparency with regard to fees and commissions earned, accurate policy schedules to comply with Insurer and client requirements, disclosure of any fraud instances and report any problems with clients, reporting of all claims lodged and provide Front of House duties when required.
• Client Service: Maintain a high level of knowledge on all products vended, develop good relationships, and maintain a high level of personal interaction.
• Reporting: Provide monthly reports, check monthly debit order run is accurate, investigate reasons for cancellations and informing the CEO thereof and to circulate loss ratio reports by 7th of the month

Qualifications & Skills

• Educational Foundation: Matric with Maths
• Sales Experience: Your prior sales experience is invaluable and a non-negotiable requirement for this role.
• Dedication to Exceptional Customer Service: Your ultimate goal is customer satisfaction. Your commitment to going the extra mile sets you apart.
• Exceptional Communication Skills: Both written and verbal, your ability to communicate effectively is essential to build rapport and drive sales.
• Superior Interpersonal Skills: An innate charm and ability to connect with clients is paramount to success in this role
• Thriving in a Fast-Paced Environment: The thrill of a high-speed environment is your playground, and you thrive under pressure.

Remuneration

Your dedication and performance will be recognized with an above-average basic salary. The opportunity for earning more through a competitive commission structure awaits you.

Dive into the adventure of being our Broker/underwriter. If you’re eager to seize this exciting opportunity, apply now, and become an essential part of our success story!

We are an equal opportunity employer. We embrace diversity and encourage applications from candidates with various backgrounds and experiences.

Deadline for Applications: 30h May 2024

Interested candidates are invited to submit their CV and a cover letter detailing their relevant experience to mandy@grib.co.za by 30 May 2024.

G.B.W. Financial Planners (Pty) Ltd is an independent FSP with multiple contracts, located in Cape Town. We are looking for Brokers or Representatives who can become part of our retiree’s succession plan.

Requirements:

• Discovery or Bank brokers preferably
• FSCA registered with RE 5.
• Minimum 6 years’ experience
• Aged 30 to 40
• Fully conversant in Life and Risk Products with Investments experience.
• KI status would be a bonus.

We need competent marketers of the highest probity, looking to work independently and remotely. We do your Compliance and you keep your clients. We will need to see you through the eyes of your CV

Contact colin@gbwfinancialplanners.co.za
Web: https://www.gbwfinancialplanners.co.za/

GIB is a leading provider of Retirement Fund Services (administration and consulting), focused on delivering tailor-made products and solutions that suit our clients’ specific needs.

The successful candidate will be required to manage relationships with clients and to ensure a high quality of Consulting Service.

KEY RESPONSIBILITIES

• Provide expert guidance and advice to high-level corporate executives and broad membership regarding their retirement funds;
• Analyse current retirement accounts, recommend investment strategies, and offer custom solutions for both executives and broad membership;
• Stay up-to-date on tax laws, retirement fund regulations and investment trends for both executive and broad membership;
• Build and maintain strong relationships with clients, adapting communication to cater to a broad audience;
• Handle financial information with the utmost confidentiality and professionalism to ensure the best outcomes for all members;
• Demonstrate strong analytical skills and in-depth knowledge of retirement planning while offering strategic, tailored advice to meet the unique needs of both executive and broad membership clients;
• For potential new clients; analyse existing arrangements, prepare proposal, present to client and implement.

QUALIFICATION AND EXPERIENCE
B Com or similar
Minimum 5 years experience in the financial services industry

FPM Short Term Insurance Brokers (Pty) Ltd needs 2 new underwriters: 1 Domestic and 1 Commercial Underwriter to join our team.

The main purpose of these positions are to assist in managing the entire underwriting policy process for clients including understanding the client’s needs, identifying, proposing, effectively implementing the insurance solution and managing the future needs of the client.

Key responsibilities of the underwriter role:

• Understand client’s insurance needs
  Determine and propose appropriate insurance solutions by way of quote/s and detailed explanation of cover.
• Ensure client understands terms of cover.
• Ensure client complies with meeting obligations in terms of providing sufficient information to conclude the underwriting process effectively.
• Ensure client provides supporting documentation where identified as necessary e.g. jewellery valuations, car registration certificates etc.
• Convert quotes to new business policies.
• Ensure policies endorsed as required by clients.
• Undertake policy renewal process annually.
• Ensure policy cover maintains pace with client’s needs.
• Record all information received from or in respect of the client on the database.
• Record all communication with the client on database detailing specifics to allow easy retrieval of information when required e.g. telephone call recordings.
• Adhere to FICA requirements.
• Adhere to FAIS General Code of Conduct requirements.
• Adhere to FAIS Fit & Proper requirements.
• Adhere to outcomes as determined by TCF /Treating Customers Fairly.
• Ensure business continuity maintained in the event of absenteeism and service levels remain at determined standards.
• All information / data / tasks to be saved on the database for easy retrieval by team members.
• Tasks to be recorded as diary items to ensure follow up dates maintained.
• Maintain client service protocols as detailed in the Ranger Guide and company blueprint detailing company purpose and client service standards.
• Ensure client service levels and advice continually meets or exceeds client’s expectation to ensure client retention.
• Reasons for policy cancellation requests to be thoroughly investigated and managed with the view to retaining the business.
• Cultivate long term, professional and respected relationships with clients.
• Maintaining professional and strong relationships with our Service Providers to ensure that we can meet our service expectations from our clients.
• Keep abreast of macro and micro environments and how changes affect our clients and FPM.
• Ensure up-to-date product knowledge at all times.
• Ensure up-to-date knowledge and thorough understanding of Underwriting Guidelines and Procedures of service providers

Qualifications / Experience / Skills

• FAIS qualification
• Regulatory Exams: RE5
• CPD Points relevant to registered FAIS category
• Relevant System – Advanced underwriting administration
• Knowledge of insurance practices, markets and competitors
• Minimum of 3 years underwriting experience in a Broker environment.
• Working with more than one insurer
• Good understanding of compliance issues
• Good understanding of macro and micro environments

If you think you will be a good fit to our company, please send your CV to info@fpm.co.za

We are looking for a competent, dependable, and energetic Gap Cover claims administrator to manage Gap Cover claims.

Requirements:

• Related medical scheme experience is essential
• Excellent verbal, and written communication skills in English and Afrikaans
• Highly competent in the use of Excel
• Accuracy and typing skills are a prerequisite.

Permanent positions. Salary negotiable for the appropriate candidates.

Submit CV to pa@curaadmin.co.za

If you have not received a response within two weeks, your application has most likely been unsuccessful.

Manage All (Pty) Ltd is an established and authorized financial services provides (FSP 14445).

We invite brokers and representatives to join our brokerage and market our range of financial products. Our representatives specialize in medical scheme products and we offer a unique Gap cover product through our sister company Cura Administrators (Pty) Ltd, an authorized Underwriting Manager (FSP 26848).

We offer excellent upfront commission and fees earned on Medical Scheme and Gap Cover products, all within the boundaries of applicable regulations.

Job Requirements

• Applicants must have a reputable track record in the financial services industry
• Must be compliant with regulated Fit and Proper regulations.
• A prerequisite is complete fluency in Afrikaans and English.

Our head office is situated in Moreleta park, Pretoria and we have representatives across South Africa.

Submit CV to pa@manageall.co.za

If you have not received a response within two weeks, your application has most likely been unsuccessfull.

We are looking for a competent, dependable and energetic client services administrator to manage medical scheme queries.

Requirements:

• RE5, Class of Business training in Health Benefits
• Related Medical Scheme experience essential.
• Excellent verbal and written communication skills in Afrikaans and English.
• Highly competent in the use of Excel
• Accuracy and typing skills are a prerequisite.

Permanent Position. Salary negotiable for the appropriate candidates.

Submit CV to pa@manageall.co.za

If you have not received a response within two weeks, your application has most likely been unsuccessful.

A category I FSP is seeking a Key Individual.

Essential Job Functions:

• Act with due care, skill and diligence in the execution of all duties;
• Act within the standards and rules set by legislation;
• Fulfil contractual obligations as agreed to;
• Management and Oversight of:
• Statutory obligations of the FSP;
• Rendering of financial services of the FSP and persons authorised to act on its behalf;
• Business processes and operational ability.

Education and Experience:

• Have passed the RE 1;
• Have passed the RE5 (if they will also be appointed as a representative);
• Have an appropriate, FSCA recognised qualification;
• Meet the minimum experience requirements for the shares and derivatives financial products;
• Have completed the Investments Class of Business training;

Compensation and Benefits:

• Salary to be discussed upon interview.
• Please note that this is not an operational FSP as yet. Salary will be increased once operations start.

Hours of work:

• This is a full time position.

Special conditions or requirements:

• The candidate would need to satisfy the honesty and integrity requirements that apply to all key individuals and undergo the MIE criminal check as part of their application for approval.
  The candidate cannot be approved as KI for multiple FSP’s as the FSCA will interrogate this as part of the application for approval as a KI. If the applicant is already approved as a KI on multiple FSPs then the FSCA would most likely reject the application based upon the person’s inability to comply with the operation ability requirements that are applicable to a KI.